Take Control with Balance Transfers for 0% APR*
From February 1, 2025 to May 15, 2025
take advantage of this great opportunity.
If you have an existing balance on another institution's credit card, you can transfer your balance to your MSDFCU credit card. Your debt, your terms—with 0% APR!* for 15 months with a low 2% balance transfer fee.
Transferring Your Balance Is Easy.
Just complete the online balance transfer form.
This offer is available on all MSDFCU cards – Visa vigor™, Visa Platinum®, Visa Platinum Rewards, and Visa Platinum Fixed.
Our introductory offer has First Class Benefits
If you do not have an existing MSDFCU credit card, apply for our vigor™ card to experience the advantages of carrying a VISA signature credit card.
vigor™ Introductory Offer
0% APR*
for 15 MONTHS for a low 2% fee for balances transferred within 90 days from account open date.
Earn 3 CURewards Points1
on every dollar you spend within the first 90 days of account opening date. Points can be redeemed for cash back, merchandise, gift cards, or travel.
0% APR on Purchases2
Say goodbye to the APR for 365 days from account opening on purchases made within the first year.
Don't have a vigor™ card?
You can open one today
Federally Insured by NCUA | Equal Opportunity Lender
*APR = Annual Percentage Rate. Effective 02/01/2025 to 05/15/2025. Transferred balances will have a 0.00% APR on the balance with a 2% balance transfer fee. The rate is good for 15 months (15 billing cycles) from the transaction date of the balance transfer. Afterward, the account will return to the standard APR as described in your credit card agreement. Balance transfers are not eligible for rewards. Existing MSDFCU credit card and loan balances are not eligible for this promotion. Offer subject to change without prior notice.
1 - CURewards® Points. During the first 90 days from account opening, you will earn a total of 3 CURewards points on every $1 spent on purchases. After the promotional period, point accrual will return to the standard tiered structure as described in your credit card agreement. Each month you will earn 1.5 points per $1 spent up to $1,500 in purchases, and you will earn 2 points per $1 spent on purchases above $1,500. Points can be redeemed for cash back, merchandise, gift cards, or travel. Cash redemptions start at 2,500 points, with no maximum on the amount you can redeem. Redeem your points at a rate of 1%, in any increment (for example, 2,500 points = $25.00).
2 - Rate is good for 365 days from account opening on purchases made within the first year from account opening. Afterwards, the account will return to the standard APR as described in your credit card agreement and disclosure.
MSDFCU makes every reasonable effort to ensure the accuracy and validity of the information published. We reserve the right to change service information, rates, or terms at any time without prior notice. Contact us for complete details.