No minimum balance requirements or monthly fees
Enjoy surcharge-free access to 71,000+ ATMs
Avoid overdrawing your account with Courtesy Pay
Our Checking account includes powerful tools to manage your money anytime, anywhere confidently.
Access your account(s) online 24 hours a day for FREE by simply enrolling. You can manage your account anytime. Our secure Online Banking system lets you view balances and histories, transfer funds, and more.
It is an added layer of safety should you accidentally write checks for more than you have in your account. This service may allow us to pay an item presented for payment against your Checking Account even if it causes the account to become overdrawn.
We require no application or additional signatures from you to add this safety measure to your Checking Account; however, you may opt into or out of this service at any time by contacting us at 215-996-3700. Should your account become overdrawn and you have this service, you will be charged for each transaction we cover, regardless of the amount. We cover items up to a total amount of $1,000. Multiple fees may be incurred in a single day, so it is always best to keep your check ledger current and avoid fees. Upon using Courtesy Pay, you will have 14 days to bring your account current. You must opt into or out of the service to allow this service for your Debit Card purchases. Simply complete the form and return it to MSDFCU with your option selected.