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Balance Transfer

Take Control with Balance Transfers for 0% APR*

From February 1, 2025 to May 15, 2025
take advantage of this great opportunity. 

If you have an existing balance on another institution's credit card, you can transfer your balance to your MSDFCU credit card. Your debt, your terms—with 0% APR!* for 15 months with a low 2% balance transfer fee.

 

Have you checked the rates you're paying on your other bank and department store cards? Chances are, you're paying way more than you should. This is a perfect time to transfer high-interest balances to one of our MSDFCU Credit Cards. You'll get the credit you deserve, a card you can trust, and no unexpected charges or fees. 

A balance transfer credit card can help you manage your debt by combining your credit card debt on one card, allowing you to track one monthly payment.

Transferring a balance from a credit card with a high-interest rate to an MSD Balance Transfer credit card may lower the amount of money you spend on interest if the rate on the new card is lower than the existing card. 

Consolidate your monthly credit card payments

A balance transfer credit card can help you manage your debt by combining your credit card debt on one card, allowing you to track one monthly payment.

Save money on credit card interest

Transferring a balance from a credit card with a high interest rate to an MSD balance transfer credit card may lower the amount of money you spend on interest if the rate on the new card is lower than the existing card.

Transferring Your Balance Is Easy!

Just complete the online balance transfer form, and we'll do the rest!

OUR VISA vigorTM OFFERS THESE EXCEPTIONAL BENEFITS: 
  • No Annual Fee 
  • No Miniumin Finance Charge
  • No Transaction Fees
  • Card Locking Ability
*APR = Annual Percentage Rate. Effective 02/01/2025 to 05/15/2025. Transferred balances will have a 0.00% APR on the balance with a 2% balance transfer fee. The rate is good for 15 months (15 billing cycles) from the transaction date of the balance transfer. Afterward, the account will return to the standard APR as described in your credit card agreement. Balance transfers are not eligible for rewards. Existing MSDFCU credit card and loan balances are not eligible for this promotion. Offer subject to change without prior notice.